Loans available
Personal Instalment Loan
Fixed, regular monthly premiums enable you to set a solid spending plan plan.
Personal Tax Loan
Manage ease with HSBC’s Personal Tax to your tax bill Loan. Our income tax loan enables you to enjoy preferential interest price and quick approval to withdraw cash effortlessly.
Personal Instalment Loan Redraw
Re-borrow up to 100per cent of this repaid principal from your own current loan, without being forced to re-apply.
Revolving Credit Facility
Set your very own credit payment routine and quantity for ultimate freedom.
Private Instalment Loan Balance Consolidation System
Combine your entire outstanding charge card and loan balances into an individual HSBC loan account fully for easier monetary administration.
Smart tips about loans
So now you know very well what we have actually for your needs, but have you figured out how to pick top personal bank loan to your requirements? Read our ideas to get the loan scheme many you prefer.
Loan resources and solutions
Publish documents that are supporting signature loans applications
Which HSBC lending solution is your right match?
Find a loan that is suitable to complement together with your particular requirements by responding to a couple of easy concerns.
How exactly to borrow cash sensibly
Know very well what to think about before you borrow funds, and comprehend the dangers included.
Relevant Products
Money Instalment Arrange
Supplemental income and monetary freedom to realise your own personal objectives. Transform your available credit restriction into immediate cash or move the balance that is outstanding other charge cards to your HSBC bank card account.
Investing Instalment Arrange
Settle your HSBC charge card investing in effortless instalments that are monthly the investing Instalment Arrange.
Overdrafts
A ready credit facility providing supplemental income when you want it, as well as for whatever reason. An HSBC overdraft will give you economic freedom whenever you really need it many.
To borrow or otherwise not to borrow? Borrow only when you can easily repay!
Phone our Application Hotline
Important info
Remarks
- Applications have to be submitted through the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and general public vacations: 12 noon – 12 midnight, or specific branch’s opening hours) with all required information (including without limitation a valid HSBC checking account number) and papers. The real turnaround time begins when most of the needed info is effectively input to the Bank’s application assessment system and also the Bank may possibly provide the minute application result and investment disbursement. Processing time can vary greatly in certain full instances with regards to the real circumstances of specific applications.
- Just applicable to clients who effectively make an application for and drawdown the mortgage through the marketing duration with an approved loan number of 800,000 or above. Month-to-month rate that is flat 0.12% and Annualised portion Rate (APR) is 2.70% for a repayment amount of one year. The APR is determined utilizing technique specified in appropriate recommendations released because of the Hong Kong Associations of Banks, and is curved up or down seriously to the nearest two decimal places. An APR is a reference price, which include all applicable rates of interest, costs and fees associated with product, expressed as an rate that is annualised.
- To qualify for HKD100 money rebate beneath the Online Exclusive provide for Personal Instalment Loan, an Eligible Customer must submit your own Instalment Loan application via HSBC website www.hsbc.com.hk or HSBC private online Banking while the loan of HKD100,000 or above should be authorized through the marketing Period. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
- Just relevant to clients who effectively submit an payday loans MD application for and drawdown the mortgage through the marketing duration with an approved loan number of HKD1,500,000 or above. Month-to-month rate that is flat 0.09% and Annualised portion Rate (APR) is 2.02% for a repayment amount of year. The APR is determined making use of technique specified in appropriate instructions issued by the Hong Kong Associations of Banks, and it is curved up or down seriously to the nearest two decimal places. An APR is a reference price, including all relevant rates of interest, charges and fees for the product, expressed as an rate that is annualised.
- An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer for Personal Tax Loan.
- Processing time can vary greatly in certain full instances with respect to the real circumstances of specific applications.
- Minimal redraw quantity is HKD3,000 and you really must have had an individual Instalment Loan account fully for at the least a few months. The lender reserves the final right of allowing customers to redraw or perhaps not and contains discretion that is sole figure out the redrawn quantity and tenor.
- The minimal repayment that is monthly are determined based on the formula lay out into the Confirmation Letter.
- Apply on line to take pleasure from HKD100 cash rebate: To qualify for HKD100 money rebate, an individual must effectively make an application for an draw along the loan with a sum of HKD100,000 or above via HSBC website www.hsbc.com.hk or HSBC Personal online Banking. Terms & Condition apply.
- Publish supporting document(s) needed by the Bank for the mortgage application to savor HKD100 cash rebate : To qualify for HKD100 money rebate, a person must effectively submit supporting document(s) needed because of the Bank for the mortgage application throughout the marketing Period with an approved loan level of HKD100,000 or above. Terms & Condition apply.
- Take note us and will not process any loan application that was referred by a third party under beneficial arrangement that we do not appoint any third parties to refer loan applications to. For enquiry, please phone our hotline at (852)2233 3000.
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